Roth Conversion Calculator

Client Information

Client Name

Prepared By

Tax Information

Tax Year

Filing Status

Ordinary Income (W-2, 1099-NEC, etc.)

Investment Income (Interest, Dividends, Capital Gains)

Deduction Type

Deduction Amount

Available Tax Credits

Manual Roth Conversion Amount (Optional)

Conversion Strategy

Consider Net Investment Income Tax (3.8% on investment income above MAGI thresholds)

✓ Calculation Complete – Review your optimized Roth conversion strategy below

Recommended Conversion Strategy

                            Optimal Roth Conversion Amount:
                            $0
                        
                            Federal Tax on Conversion:
                            $0
                        
                            Effective Tax Rate on Conversion:
                            0%

ALTERNATIVE CONVERSION OPTIONS

Current Tax Situation

Adjusted Gross Income (AGI): $0

Less: Deductions: $0

Current Taxable Income: $0

Current Tax Bracket: 0%

Room in Current Bracket: $0

After Conversion Analysis

New Taxable Income: $0

New Tax Bracket: 0%

Remaining Room in Bracket: $0

                            Net Tax After Credits:
                            $0
                        

Tax Credit Offset Strategy

This shows the exact conversion amount needed to generate tax that equals your available credits.

Conversion to Offset Credits: $0

Tax Generated: $0

Credits Used: $0

Net Tax After Credits: $0

Tax Bracket Analysis

This table shows your current tax situation and how the Roth conversion optimally fills your current bracket.
Blue rows = Brackets filled by current income
Green rows = Brackets filled by Roth conversion
Gray rows = Higher brackets (avoided with this strategy)

Tax Rate	Bracket Range	Current Income	Tax on Current	Roth Conversion	Tax on Conversion	Total in Bracket	Total Tax

Key Insight: